Complex Payments, Made Simple

Where East meets West to deliver premium, personalised currency and payment solutions with ease.

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Our Reach

Premium cross-border solutions

38

Currencies

300

Currency pairings

180+

Countries

Why We Exist

We help businesses and individuals simplify cross-border payments by combining expertise, technology, and regulatory trust. Our mission is to turn complex currency challenges into seamless, efficient solutions.

Partnership First

Work with a dedicated, knowledgeable team that guides you every step of the way.

Simplicity at Scale

Customised solutions designed to make payments clear and straightforward.

Efficiency Built-In

Transparent, competitive fees with no hidden surprises.

Seamless Onboarding

Fast, streamlined processes that get you moving without delays.

How We Create Value

Illustration of global currency symbols including dollar, euro, pound, yen, rupee, won, and ruble connected by lines on a black background, alongside the text ‘Complex Currencies’ describing international FX and settlement services.

Complex Currencies

We specialise in domestic and international solutions outside major currencies. Through our licensed Money Service Business in Canada, we provide global FX, wholesale services, and spot FX with same-day settlements. Standard KYC, source-of-wealth, and application details are required to onboard.

Illustration of a globe with connected user icons and euro symbols, representing domestic money transfers, bulk settlements, and same-day payment processing.

Domestic Money Transfer

We offer local transfers with wholesale exchange rates and bulk settlement capabilities. Payments are processed the same day, with full transparency and compliance, ensuring businesses focus on growth—not costs.

Illustration of a bank icon connected to global currency symbols including dollar, pound, yen, and euro, representing multi-currency virtual IBAN accounts with secure international fund transfers.

Virtual IBANs

Our multi-currency virtual accounts allow clients to send, receive, and hold funds securely worldwide—avoiding unnecessary conversion fees. Backed by experienced traders and support teams, clients receive end-to-end currency management.

Illustration of multiple global currency symbols including pound, rupee, dollar, euro, won, and yen connected by lines, representing foreign exchange and cross-border money transfers.

Foreign Exchange

CrossWavePay enables cost-effective cross-border transfers in 38+ currencies and 300 pairings. Clients can send and receive funds through SWIFT or local rails, settle in local currencies, and benefit from same-day or T+1 settlements.

Illustration of a cube connected to fiat and digital currency symbols including dollar, euro, pound, yen, bitcoin, ethereum, ripple, solana, and tron, representing a digital asset bridge for seamless on/off-ramp transfers.

Digital Asset Bridge

We connect digital assets with fiat currencies through secure on/off-ramp solutions, enabling seamless conversion, transfer, and settlement across traditional and digital ecosystems with full compliance.

Bridging East and West

We deliver premium, personalised currency and payment solutions to high-net-worth individuals and businesses worldwide.

Illustration with connected lines and a central circle, representing CrossWavePay’s vision to simplify complex currency and payment challenges.
Our Vision

To simplify the world’s most complex currency and payment challenges for businesses and individuals.

Illustration with connected lines and a circular target icon, symbolizing CrossWavePay’s mission to unite Eastern and Western expertise with global solutions.
Our Mission

To unite Eastern and Western expertise, delivering premium solutions that empower global clients.

Illustration with connected lines and a location pin icon, highlighting CrossWavePay’s regulatory footprint.
Our Footprint

Regulated in Canada and growth driven globally.

Licensed Entity

Canada

1507612 B.C. LTD. – Registered with FINTRAC as a Money Services Business (MSB Reg. No. C100000619)